Here For You

If you're struggling with debt, we can help you get back on track

Our trained debt consultants can review your financial situation and help you choose a program that's right for you. Your information will be kept completely confidential and we will help you throughout the whole process.

We Can Help You:

  • Cut your debt up to 70%
    We work with your creditors to eliminate principal & interest
  • One Monthly Payment
    We can combine your payments into one simple payment
  • Be Debt Free in 12 - 36 months
    Be debt free in less time when compared to credit counselling
  • An Alternative to Bankruptcy
    Be debt free without filing for bankruptcy or a consumer proposal

Get Started Here

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About Debt Relief

When it comes to debt relief, you have many options that you may qualify for. When it comes to debt relief, your options include debt settlement, debt consolidation, debt management, consumer proposal, or bankruptcy. It is recommended that you make a decision on which program to enrolly after a thorough review of you financial situation with a debt advisor.

A Debt Settlement Program is actually quite simple. A certified financial counselor will conduct a confidential, initial consultation. During this consultation, they will review your total debt load, current monthly payments, income, expenses, and other information to determine your financial situation. At that point, your counselor will review your different debt relief options, which may include debt settlement, credit counselling / debt management, consumer proposal, and bankruptcy. If you decide to enroll in a debt settlement program you will begin making payments into a special purpose account. When that account has sufficient funds in it, a team of negotiators will begin working with your creditors to arrange a lump sum payment for less than the balance owed. The amount of the reduction varies from client to client and there is no guarantee that a creditor will accept a settlement, however, creditors realize that if a client files for bankruptcy, they may not receive any payment at all. Once a settlement is reached and the creditor has been paid, you will receive a written notice from the creditor that they have accepted your payment, and you have no further obligations to them.

When you call in or fill out the form, you will be connected with a licensed debt relief provider in your province that can answer all your questions and put you back on the road to financial freedom.

Debt Free At Last!

“Our life is completely changed because of this program”
By taking the steps to get out of debt we are now able to spend more time with our kids and take the family vacations we always wanted to.
A Satisifed Client
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